The Integrated Capability System
Summary: Proposes a Four-Rung Ladder to build a mobility rocket for everyone.
 Stage 1 (Ages 0-18): The Reservoir—Universal Child Development Accounts (CDAs) to neutralize early life friction.
 Stage 2 (Ages 18-25): The Launch—Free college acting as a "Debt Shield" to ensure degree returns aren't cancelled by loans.
 Stage 3 (Ages 25-30): The Acceleration—A capital injection (Baby Bonds) during the optimal intervention window.
 Stage 4 (Age 18+): The Floor—Guaranteed income providing "Structural Fuel" to prevent volatility from depleting assets.