America's Broken Engine
Summary: Detailed statistics on the Red Line to financial independence and the generational failure of the Race Tax.
 Structural Breakpoint: Identifies $364,500 as the "Red Line" where assets can grow independently of labor.
 The Vehicle Trap: 66% of net worth for poor White households and 63% for Black working-class households is tied up in depreciating vehicles.
 Generational Failure: Re-emphasizes the doubling of the Race Tax from 24% (1960s/70s) to 55% (1980s).